Investor Presentaiton
Reserving Triangle Disclosure - Motor-TP (excluding IMTPIP)
Incurred Losses and Allocated Expenses (Ultimate Movement)
billion
As at March 31, 2022
Prior*
AY 13
AY 14
AY 15
AY 16
AY 17
AY 18
AY 19
AY 20
AY 21
End of First Year
11.06
5.81
10.74
12.63
15.97
17.05
19.98
24.41
31.55
25.15
AY 22
28.07
One year later
12.03
5.79
10.59
12.76
16.01
17.18
19.89
24.45
31.23
25.15
Two years later
12.07
5.91
10.86
12.99
16.11
17.13
19.65
24.14
31.23
Three years later
12.68
6.00
11.10
12.93
16.10
16.94
18.94
23.87
Four years later
12.96
6.16
11.00
12.95
15.88
16.56
18.20
Five years later
13.35
6.18
10.99
12.65
15.76
16.45
Six years later
Seven Years later
Eight Years later
14.03
6.31
10.85
12.62
15.75
14.25
6.35
10.85
12.48
14.30
6.46
10.85
Nine Years later
Ten Years later
Deficiency/ (Redundancy) (%)
14.75
6.46
14.83
34.1%
11.2%
1.0%
-1.2%
-1.4%
-3.5%
-8.9%
-2.2%
-1.0%
0.0%
Unpaid Losses and Loss Adjusted Expenses
As at March 31, 2022
Prior*
AY 13
AY 14
AY 15
AY 16
AY 17
AY 18
AY 19
AY 20
AY 21
AY 22
End of First Year
6.59
5.75
10.61
12.51
15.79
16.83
19.82
24.22
30.88
24.78
27.51
One year later
6.23
5.17
9.52
11.55
14.32
15.39
18.17
21.93
28.52
22.39
Two years later
4.95
4.45
8.38
10.23
12.40
13.33
15.88
20.07
25.95
Three years later
4.43
3.74
7.37
8.73
10.71
11.36
14.15
18.30
Four years later
3.73
3.28
6.19
7.64
8.97
10.15
12.48
Five years later
3.31
2.74
5.35
6.26
8.24
9.24
Six years later
3.29
2.48
4.38
5.82
7.61
Seven Years later
2.88
2.10
4.03
5.26
Eight Years later
2.44
2.04
3.73
Nine Years later
2.68
1.84
2.55
Ten Years later
AICICI Lombard
Nibhaye Vaade
Merged entity numbers are presented for all financial years
AY: Accident Year
29
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