Investor Presentaiton

Consolidated Statement of Profit and Loss(*) Rs. Crores Growth Q2 FY 22 H1 FY 22 Particulars Q2 FY 22 Q2 FY 21 H1 FY 22 H1 FY 21 over Q2 over H1 FY 21 FY 21 Interest income on loans 191.69 150.69 370.28 294.31 Processing fees and other income 11.55 6.38 18.83 9.90 Interest expense 55.25 49.76 110.75 100.70 NIM 147.99 107.31 Operating expenses 31.18 278.36 203.51 22.50 59.26 43.66 38% 37% ECL Provision/NPA 7.46 1.08 14.63 2.46 Profit before tax 109.35 83.73 204.47 157.39 31% 30% Provision for Taxation 24.13 18.40 45.74 34.93 Profit After Tax 85.22 65.33 158.73 122.46 30% 30% (*) Based on Ind AS 27 APTUS™

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