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Investor Presentaiton

HSBC SFH Programme features - Cash flow priorities Pre-Enforcement Priority Payment Order Prior to any enforcement notice being served 1. Interest amounts due on the Covered Bonds 2. Principal amounts due on the Covered Bonds 3. Fees due and payable to the Administrator and the Servicer 4. Amounts due and payable to the Cash Collateral Provider 5. Other administrative and tax costs 6. Dividend to the Issuer's shareholders and any payment under the subordinated loan To be paid on any Payment Date Controlled Post-Enforcement Priority Payment Order In the event of service by the Issuer to the Borrower of a Borrower Enforcement Notice 1. Interest amounts due on the Covered Bonds Principal amounts due on the Covered Bonds Fees due and payable to the Administrator and the Servicer 2. 3. 4. Amounts due and payable to the Cash Collateral Provider 5. Other administrative and tax costs 6. Subject to full repayment of any outstanding Covered Bonds, distribution of remaining enforcement proceeds to the Borrower and payment of dividend to the Issuer's shareholders and any payment under the subordinated loan In the event of service by the Issuer Accelerated Post-Enforcement Priority Payment Order An Issuer Event of Default will result in an Issuer Enforcement Notice and an Accelerated Post-Enforcement Priority Payment Order 1. Interest amounts due on the Covered Bonds 2. All principal outstanding amounts under the Covered Bonds 3. Fees due and payable to the Administrator and the Servicer 4. Amounts due and payable to the Cash Collateral Provider 5. Other administrative and tax costs 6. Subject to full repayment of any outstanding Covered Bonds, distribution of remaining enforcement proceeds to the Borrower and payment of dividend to the Issuer's shareholders and any payment under the subordinated loan Instruction to pay to be given within three business days of receipt of Issuer Enforcement Notice 35
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