Emirates NBD Operating Costs and Efficiency Highlights
Profit and Balance Sheet Growth in Recent Years
Revenues and Costs (AED billion)
Revenue
+20%
10.8
9.7
8.4
7.1
4.7
Costs
+14%
3.6
3.4
3.0
3.0
2.7
1.8
7.5 7.4
2.3
2.5
Net Profits (AED billion)
-6%
3.9
3.7
3.3
2.3
2.3
1.9
2006 2007 2008 2009 2010 Q3 11
2006 2007 2008 2009 2010 Q3 11
2006
2007
2008
2009
2010
YTD
YTD
Q3 11
YTD
166
Assets
Assets and Loans (AED billion)
+12%
282 282 286
272
254
109
Loans
+15%
209
215
196
196
166
Deposits and Equity (AED billion)
Deposits
+17%
200
181
184
162
141
95
Equity(1)
+16%
26
26
19
20
15
29
28
29
2006 2007 2008 2009 2010 Q3 11
2006 2007 2008 2009 2010 Q3 11
2006 2007 2008 2009 2010 Q3 11
2006 2007 2008 2009 2010 Q3 11
YTD
YTD
YTD
YTD
1) Equity is Tangible Shareholder's Equity excluding Goodwill and Intangibles.
Source: Financial Statements, Aggregation of Emirates Bank International and NBD results
Emirates NBD
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