Investor Presentaiton

Contribution Margin by Region Multiple levers to improve Margin in FY23 Regional contribution to EBITDA* - - ANZ $16.1m is the company's profit engine and an established growing market Asia $2.5m loss, before telco transaction revenue which will kick in from FY23 20,000 15,000 10,000 $'000 5,000 - North America $4.7m loss while in scale up phase. In addition, the Group: - - Invested $16.2m on research & development ($8.6m of this is capitalised), 23% of revenue; and Incurred $11.9m on supporting central corporate costs (eg ASX & governance, HR, finance, executive, IT etc), 17% of revenue. Group EBITDA loss $10.6m Total cash outflows (before working capital timing) $19.2m. -5,000 -10,000 -15,000 *EBITDA excluding share-based payments whispir Contribution Margin ANZ FY22 Financial Results - Investor Presentation Asia North America R&D Corporate Group 012

View entire presentation