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Investor Presentaiton

Key Aspects of SMBC Group's Green Bond Framework Based on Green Bond Principles Billy 1. Use of Proceeds • Project Categories 1.Renewable Energy 2. Energy Efficiency 3. Green Buildings 2. Evaluation and Selection AFFORDABLE AND 13 CLIMATE ACTION CLEAN ENERGY 4.Clean Transportation SUSTAINABLE CITIES AND COMMUNITIES AFFORDABLE AND INDUSTRY, INNOVATION CLEAN ENERGY AND INFRASTRUCTURE INDUSTRY, INNOVATION AND INFRASTRUCTURE 11 SUSTAINABLE CITIES AND COMMUNITIES SMBC Group's 5.Pollution Prevention & Control GOOD HEALTH SUSTAINABLE CITIES AND WELL-BEING AND COMMUNITIES 12 RESPONSIBLE CONSUMPTION AND PRODUCTION Sector policy SMBC Group's Green Bond framework Environmental Policy Credit Policy Sector Policy Green Bond Framework oll Look Back Period: 24 months More than 90% of the funds are allocated to Renewable Energy . 4. Reporting Annually updated ✓ Allocation Proceeds ✓ Project Category, Amount, Country, Agreement Date Impact Reporting CO2 Emissions Reduction (inc. o/w SMBC Financed base) ✓ External Review Report from Sustainalytics . All of information is Updated within one year from issue date ✓ Available on our Website SUSTAINALYTICS SUSTAINALYTICS Framework Overview and Second-Party Opreon Sumitomo Mitsui Financial Group, Inc./ Sumitomo Mitsui Banking Corporation's Green Bond Framework Say where and 2017 書 Eligible Green Assets 3. Management of Proceeds • Pending allocation of proceeds : short-term financial instruments. Green Bond SMBC Investor SM FG (Issuer) Net Proceeds Inter-Group Loan Green Assets Loan Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 57 40
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