Investor Presentaiton
2025
BNP Paribas' distinctive model has sustained its development
and is fully prepared to continue to grow
Despite the shock
of the public
health crisis
and an adverse
environment...
Adaptation to low
interest rate environment
Covid-19 crisis
(PMI composite¹)
Strong increase
in deposits
Increase in bank
levies (IFRIC 212)
€m +33.5%
€bn
(OAT 10Y
Euribor 3M
60
X1.4
7
1 114
އ
1.5
835
1.1
...main 2020
targets were
achieved in 2021
with only a one-
year shift
40
0.47
0.13
US
0.81 0.78
-0.15
20
China
-0.27 -0.33 -0.32 -0.36 -0.42
2016 2017 2018 2019 2020
0
Jan 20
Oct 19
Jul 19
Jan 19
Apr 19
Eurozone
Jan 21
Oct 20
Jul 20
Apr 20
Global
Apr 21
Jan 22
Oct 21
Jul 21
31.12.16 31.12.21
2016
2021
Target:
12%
Target³:
10%
Target:
50%
CET1
ROTE
31.12.21:
12.9%
2021:
10%
Pay-out
ratio
2021:
60%4
2021 Full Year Results | 37
|
1. Trend in economic activity, source: Markit, BNP Paribas; 2. Taxes and contributions based on the application of IFRIC 21 "Taxes", including the contribution to the Single Resolution Fund;
3. As revised in 2019 in a context of dropping interest rates, and a lower-for-longer interest rate environment;
4.Including the €900M share buyback program executed in 4Q21 and subject to the approval of the Annual General Meeting on 17 May 2022
BNP PARIBAS
The bank for a changing worldView entire presentation