Dave Results Presentation Deck slide image

Dave Results Presentation Deck

Accelerating growth while improving CAC Product enhancements, channel optimization and favorable market conditions supporting continued CAC efficiency vs. prior periods. CAC improved 31% sequentially; increased efficiency is offsetting rationalization of marketing spend: Dave 50% reduction in spend vs. 28% reduction in new member acquisition in 4Q22 relative to 3Q22 CAC and New Member Acquisition (000s) Customer Acquisition Cost $100 $90 $80 $70 $60 $50 $40 $30 $20 $10 $0 498 $25 4Q21 463 $26 703 $30 1Q22 2Q22 New Member Acquisition (000) Note: See Glossary for the definition of Customer Acquisition Costs 998 $24 3Q22 ā—‡ CAC 44% Year- Over-Year Growth 715 (31%) QoQ Improvement $17 4Q22 1,200 1,000 800 600 400 200 0 New Member Acquisition (000s) 15
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