Experian ESG Presentation Deck
Executive Summary Improving Financial Health
Social - Data Accuracy - US Consumer Information Bureau
Data
Data development overview
A dedicated team is focused on receiving,
loading and manging the accuracy of
data from c.12,000 data furnishers.
3bn displayable trades
1.3bn records updated every month
34K monthly furnisher submissions
40
98% updated within 24 hours
O Experian Public
Employees
Supply Chain
Key improvements
Visible
We resolve conflicts and
errors identifiable within
the contents of the
credit report
FOCUS
AREAS
Environment
图
Consequential
We resolve conflicts and
errors likely to have a
material impact on a
consumer's credit score
DATA ACCURACY PROGRAM
Targeted at these identified errors,
yielding rapid, positive results
Collection agencies
Data furnishers
Medical accounts
Public record collections
99.9%
ACCURACY
Governance
Policies & Data tables
GOING FORWARD:
experian.
Further improvements
ACHIEVED IN FY21:
IMPROVED REPORT LAYOUT
Help consumers focus on meaningful items through
a new report layout.
The redesigned report features
an executive summary, data
visualisations and improved
organisation to clarify and
simplify data for consumers.
Credit Report Insights
T
What May Be Helping
100%
D
Your Financial Profile.
P
men and made
Your Credit Score
%
Appendix
700
et leven get someket rest a
What May Be Harting
& 7%
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ise your FICO Score
8
REDUCE DISPUTES BY
ENHANCING ACCURACY
Continue to invest in enhancing
business rules, credit file accuracy and
data furnisher management to increase
overall accuracy.
IMPROVE DISPUTE
PROCESSING
Implement automation to improve
response time and dispute processing
for consumers.View entire presentation