Pathward Financial Results Presentation Deck

Commercial Finance Concentrations by Industry¹ 25 Manufacturing Utilities Transportation and Warehousing Wholesale Trade Finance and Insurance Other Services (except Public Administration) Health Care and Social Assistance Construction Mining, Quarrying, and Oil and Gas Extraction Nonclassifiable Establishments Administrative and Support and Waste Management and Remediation... Professional, Scientific, and Technical Services Real Estate and Rental and Leasing Accommodation and Food Services Retail Trade Information Arts, Entertainment, and Recreation Agriculture, Forestry, Fishing and Hunting Educational Services Management of Companies and Enterprises Public Administration MANUFACTURING 47% Asset-based lending 14% Factoring 14% Term lending 13% Lease financing 12% Other Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation TRANSPORTATION & WAREHOUSING 58% 18% 17% 7% $100 Factoring Term lending Insurance premium finance Other $ in millions $200 57% 36% 6% 1% $300 UTILITIES SBA/USDA Term lending Rental equipment, net Other ¹ Distribution by NAICS codes; excludes certain joint ventures; calculated based on aggregate principal amount of commercial finance loans and leases; includes operating lease rental equipment of $231.1M $400 pathward

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