ESG Highlights Q4 FY23

Strong Product Groups with Efficient Capital Deployment LC-BG Mix Low RWA Consumption (*crs) Notional Amount Risk Weighted Assets 11,85,631 LC-Sight 4% 0.6%# 1.4%# 77,411 11,169 25,000 Derivatives + FX Contracts + LC and Guarantees Options #CRAR consumption Below investment grade 4% LC-BG Rating Profile Cash Backed 11% Secured by Counter Guarantees of Corresponden t Bank Above investment grade 78% *Stressed telecom contributes 1% 7% LC - Usance 17% Performance Guarantees 41% Financial Guarantees 38% FX-Derivatives Exposure Type One of the largest treasuries in Indian banks with best-in-class risk management systems Robust framework for measurement of risks through Client Suitability Tests, VaR, PV01, Stop- loss limits, MTM of marketable portfolios, Exposure limits, etc. Exposures predominantly to public sector, cash backed transactions and strong sponsors Others Counterparties Exposure against Banks (Non Collateralised) 6% 19 25% Counterparties with Collateralised Arrangements (CSA) 20% Central Counterparty (Guaranteed Settlements) 49% IndusInd Bank

View entire presentation