Investor Presentaiton

Strong Track Record of Performance (GAAP) pre and post 2020 COVID-19 Impact Earnings Per Share Available to Common Shareholders ($) Return on Equity (ROE) (%) $1.77 $1.67 2016 2017 $2.41 $2.22 $1.93 $1.72 7.79% 7.85% 7.89% 7.07% 6.14% 10.44% 2016 2017 2018 2019 2020 1H2021 2018 2019 2020 1H2021 Return on Assets (ROA) (%) 1.11% 1.15% 0.96% 0.83% 0.83% 1.44% 2016 2017 2018 2019 2020 1H2021 Atlantic Efficiency Ratio (%) 65.8% 66.1% 63.6% 62.4% 60.9% 60.2% 2016 2017 2018 2019 2020 1H2021 Data as of or for the twelve months ended each respective year except for the first half of 2021, which is the first 6 months ended on June 16 Union Bankshares 30, 2021

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