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Investor Presentaiton

Appendix BOI Overview - Business profile Historic financial results Profile of customer loans Gross new lending volumes ROI mortgage loan book UK mortgage loan book Income Statement Divisional performance Interest Rate Sensitivity Net interest income analysis Non-core Items Transformation Investment • Asset Quality Non-performing exposures by portfolio ROI Mortgages Debt Securities at fair value through other comprehensive income (FVOCI) UK Customer Loans Capital - CET1 ratios Capital Guidance and Distribution Policy Regulatory Capital Requirements Risk Weighted Assets Defined Benefit Pension Schemes Ordinary shareholders' equity and TNAV Cost income ratio: Dec 2018 Return on tangible equity (ROTE) Forward-Looking statement Contact Details Bank of Ireland 2018 Results Announcement Slide No. 31 33 35 36 37 Bank of Ireland GASGASSE & ED wwwwww 54 55 57 58 46 48 49 50 51 52 45 30 30
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