Investor Presentaiton
Operating performance overview
Key operating metrics
CREDIT
维信金科
No. of transaction of online consumption products
(K)
2021
2022
Cumulative registered users
112.5mn
126.8mn
4,896
43.9%
3,403
Cumulative verified users
80.8mn
95.1mn
2,768
Cumulative borrowers (1)
7.0mn
8.3mn
2,128
1,721
1,682
Average ticket size
12.0k
10.7k
Average loan tenure
9.4
months
10.3
months
2021H1 2021H2
Average ticket size
(RMB k)
21.7
12.2 12.0
10.7
9.3
8.8
7.3
6.3
2022H1
2022H2
2021
2022
Average loan tenure
(Months)
31.8
21.1
12.8
13.3
9.5
9.1
9.4
10.3
2015
2016
2017 2018
2019 2020
2021
2022
2015
2016
2017
2018 2019 2020 2021
2022
Note:
20
(1) Represent the total number of customers who made at least one transaction at the end of each periodView entire presentation