Investor Presentaiton
Consumer Services
Data
WHAT WE DO
Help consumers take control of their credit so they can manage their financial position, access credit offers, and help protect themselves from identity fraud
HOW WE DO IT
•
Financial education
Debt resolution
Credit offers
.
Provided through online tools and call centres
Decisioning
•
Protect people's identities by scouring the internet in real time,
monitoring websites, blogs and chat rooms to identify illegal trading
of personal information, and notify people to take immediate action
Part of our strategy is to build large free member bases and engage with
them through new propositions. Our free membership base is 128
million people across three markets¹:
•
US: 49 m
•
UK: 10.8 m
Consumer
Services
.
Brazil: 68 m
15
Experian Public
1. As at 31 December 2021.
KEY ADDED VALUE
Empower and support consumers to take control of their credit, improve
their financial well-being and achieve their financial goals
Immediate tangible results through credit score improvement and
renegotiation of debts
Eligibility for and improved access to credit offers and other services
Better navigation of major financial decisions, such as buying a home
Improved detection of and resilience to identity theft and fraud
REVENUE MODEL
•
.
Monthly subscription and one-off transaction fees
Referral fees for credit products
•
White-label partnerships
MARKET POSITION
We are the market leader in Brazil and one of the market leaders in the
USA and the UK
Main competitors: Credit Karma (a subsidiary of Intuit), NerdWallet,
Lending Tree, ClearScore, Equifax, TransUnion
experianView entire presentation