Well Positioned to Deliver Sustainable Growth

Non-GAAP Reconciliation The following table sets forth the components of our Tangible common equity and tangible common equity per share $ in millions, except per share statistics GAAP total equity Less: Preferred Stock Less: Goodwill Less: Intangible assets, net Tangible common equity At December 31, Total 2016 2019 2022 $14,196 $15,088 $12,873 (949) (734) (1,078) (1,105) (734) (712) (1,265) (1,287) $12,535 $12,011 $9,747 GAAP book value per share $17.37 $23.31 $27.70 Less: Goodwill (1.16) (1.75) (2.52) Less: Intangible assets, net (0.87) (2.06) (2.94) Tangible common equity per share $15.34 $19.50 $22.24 "synchrony 29

View entire presentation