March 2022 Investor Presentation slide image

March 2022 Investor Presentation

INVESTMENT PORTFOLIO Heritage has a very conservative investment portfolio, consisting predominantly of low duration, fixed income securities. As of 4Q2021, duration was 3.9 years, in line with 3Q21 and 0.3 years above 4Q2020's 3.6 years. INVESTMENT PORTFOLIO BREAKDOWN (4Q2021) NET INVESTMENT INCOME PERFORMANCE Other, 4% US government, 11% $800 3.0% $700 Industrial & misc. bonds, 29% Munis, 15% Investments ($ in millions) 2.6% 2.4% 2.5% $600 2.0% 1.8% 1.9% 2.1 2.0% $500 1.6% $400 1.4% 1.5% $300 0.9% 1.0% $200 0.5% Special revenue $100 bonds, 42% $0 $136.2 $331.2 $400.1 $603.0 $567.0 $528.6 $595.2 $589.0 $694.7 2013 2014 2017 0.0% 2018 2019 2020 2021 March 2022 Investor Presentation 13 2015 2016 Investments (left axis) Net investment income (right axis) H Net investment income yield
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