RBC Financial Strategy and Performance
Average Balances ($B CAD)
Strong deposit growth
RBC
Leveraging the strength of our distribution channels and successful deposit
initiatives to drive growth
Canadian relationship deposits
■ Initiated successful strategies to grow relationship deposit base
■ Canadian relationship deposits continue to grow
▪ RBC Canadian personal deposit market share is at 19.7% as of Oct 2018
☐
RBC Canadian commercial demand deposit market share is at 25.6% as of Oct 2018
Appendix
RBC Canadian Deposits (1)
($BN)
190
170
Cdn Personal Deposits
150
130
110
90
70
90
50
Cdn Business Deposits (2)
30
4.33%
CAGR
RBC Relationship Deposits
($BN)
Q1 2019
Q1 2018
HISA (3)
$34
$32
Advisory Channel Deposits (4)
$33
$31
Other Personal Deposits
$198
$184
7.61% CAGR
Business Deposits
Total Deposits
$286
$275
$551
$522
Oct-08 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16 Oct-17 Oct-18
(1) Sourced from Canadian deposit market share, which is based on OSFI (M4 report). (2) Canadian Business deposits reflect all platform demand deposits and Canadian Banking term deposit
balances only. (3) High Interest Savings Account; Includes CAD and USD deposits. (4) Sourced largely from RBC Wealth Management network.
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