9MFY22 Investor Presentation

Income | QoQ and YoY income growth driven by Banking revenues Business Segments Q2FY22 Q3FY22 QoQ Change 9MFY21 9MFY22 YoY Change (RM' mil) Wholesale Banking 324 345 6% 1,104 983 Investment Banking 92 88 (4%) 247 279 (11%) 13% Retail Banking 413 426 3% 1,180 1,264 7% Business Banking 126 144 14% 366 412 13% Group Funding & Others 37 62 66% (16) 172 >100% Total Income - Banking 993 1,066 7% 2,880 3,110 8% General Insurance 123 115 (6%) 511 400 (22%) 128 117 (8%) 544 432 (20%) Life Insurance 5 2 (65%) 33 32 (3%) Total Income 1,121 1,183 6% 3,423 3,542 3% Underlying Underlying 1,150 1,132 1,157 1,073 1,205 1,087 1,135 RM' mil 1,238 1,155 1,176 1,183 1,105 1,065 1,069 1,092 1,129 1,121 989 420 338 397 415 326 321 383 395 389 285 479 (48) (191) (561 (331) N (341 ****123* 721 669 680 704 740 779 803 818 800 845 614 Q1FY20 Q2FY20 Q3FY20 Q4FY20 Net Interest Income Non-interest Income 1. AmBank Group 9MFY22 Results - Investor Presentation Q1FY21 Q2FY21 Net modification impact-loss/ (unwinding) Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 13

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