Investor Presentaiton

CAL Bank HY 2014 - Revenue Evolution GHS millions 160 Total Operating Income Evolution 140 120 5% 23% GHS millions 80 80 90 90 Net Interest Income Evolution 70 0 CAGR: 59.7% 60 100 7% 13% 12% 50 80 60 60 40 40 20 20 16% 40 40 4% 29% 31 30 59% 17% 65% 50% 20 10 69 69 CAL Bank Bank on Our Service 79 0 HY 2012 HY 2013 HY 2014 0 Net Interest Income Net Trading Income Net Fees & Commissions Other Income HY 2012 HY 2013 HY 2014 Half-Year 2014 Investor Presentation - August, 2014 12

View entire presentation