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Investor Presentaiton

Solid Fundamentals Facing the Headwinds Inflation Rate (%) Inflation remain under control within the target range 1998 2008 12.1 Nov 2023 2.86 (yoy) IDR Movement (%) IDR movement year-to-date exceeding Other developing economies currency performance Foreign Reserves (USD bn) Significantly higher than 1998 & 2008, ample to cover 6.1 months of import and external debt repayment 1998 -197 82.4 2008 -35 20 Dec 23 0.37 (ytd) -300 -200 -100 0 1998 Non-Performing Loan/NPL (%) NPL level (gross) is below the maximum threshold of 5% 30 2008 3.8 Oct 2023 2.42 05 10 15 20 25 30 35 40 External Debt (Public & Private) to FX Reserve Ratio Significantly lower than 1998 crisis 1998 17.4 2008 50.2 Nov 2023 138.1 More Liquid Market (%) In the markets, the IndONIA rate is in line with the higher BI7DRR and strengthening the monetary operations strategy of Bl Government Debt*/GDP Consistently well-maintained 62 10.5 5,59 1998 2008 23 August 2023 External Debt/GDP Significantly lower than 1998 crisis 8.6x 3.1x 2.9x 100.0% 27.4% 38.11% 116.8% 33.2% 28,9% 2008 Oct 2023 2008 Nov 2023 2008 Q3-2023 1998 1998 1998 *) Domestic & Forex 42 12
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