Financial Inclusion in Papua New Guinea

Empirical Specification where: = Inclusion; Bo+ B1 Age; + B2 Sex; + B3 Education; + B4 Income; + B5 HHMembers; +B6 Distance; + B7 Urban; + B8 English; • Inclusion; is a binary variable for being financially included • Age; is measured in years • Education; is a series of indicator variables for different the highest level of education achieved Income; is monthly income in Kina • HHMembers; is the number of people living in the household • Distance; represents the distance the respondent's house to the closest bank • Sexi, Urban;, and English; are all indicator variables Davies & Nettuno Financial Inclusion in Papua New Guinea 包 590 August 4, 2022 29/36

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