Investor Presentaiton

SELECT EMERGING GROWTH MARKETS Brazil In Force Face Amount (1) ($ in billions) 30% CAGR $29 Habitat Provida $24 Cuprum $18 Capital $14 Modelo $10 PlanVital 2013 2014 2015 2016 2017 Chile Market Share By AUM (As of May 2018) 5.2% 3.4% Source: SPS local regulatory authority 27.7% 25.1% 19.4% 19.2% Life Planner business modeled on successful Japanese operation Expanding third-party distribution Habitat: #1 ranked mandatory pension provider and #1 in fund returns for 2017 · • Strong sales productivity and persistency • 11% annual AUM growth since investment in 2016 Lowest fee rate among top players Strong growth of in force despite economic headwinds Leading provider of voluntary pension products 1) Translated to U.S. dollars at uniform currency exchange rate (Brazilian Real 3.6 per U.S. dollar). Prudential Tokyo Investor Day 9.27.2018

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