Investor Presentaiton

CONSOLIDATED FINANCIAL STATEMENTS BALANCE SHEET Assets Dec. 31, Dec. 31, 2018 2019 2021 Dec. 31, Dec. 31, Dec. 31, 2020 June 30, 2022 2023 Cash, central banks, post office banks Financial assets 329 453 487 818 848 855 2 1 78 283 291 Loans and advances to credit institutions 668 979 964 628 622 702 Customer loans and receivables 11,813 13,524 13,895 13,969 15,602 18,988 Tax assets 3 10 12 43 36 Other assets 329 378 307 212 171 421 Property and equipment 9 18 17 17 15 15 Intangible assets Total assets 329 378 307 212 171 421 13,153 15,362 15,674 15,734 17,584 21,357 Liabilities Financial liabilities Deposits from credit institutions Amounts due to customers Debt securities Tax liabilities Other liabilities Subordinated loans Equity Total equity and liabilities STELLANTIS BANQUE STELLANTIS FRANCE Solid balance sheet structure Adequate capitalisation Solid asset quality Financial support provided by SCF Strong net income generation Resilient profitability over the years Increasing net interest margin ■Favourable funding enhancing profitability Dec.31, Dec. 31, Dec. 31, Dec. 31, Dec. 31, June 30, Dec. 31, Dec. 31, Dec. 31, Dec 31, Dec. 31, June 30, INCOME STATEMENT (ЄM) 2018 2019 2020 2021 2022 2023 2018 2019 2020 2021 2022 2023 3 2 1 4 0 Net banking income 492 529 565 603 643 334 3,764 3,738 4,937 3,945 5,509 7,945 General operating expenses (156) (159) (157) (163) (166) (96) 2,518 2,877 3,214 3,356 3,372 3,512 Cost of risk (14) (37) (58) (24) (23) (17) 4,574 5,971 4,684 5,438 5,022 5,822 Operating income 322 333 350 416 454 221 340 377 457 472 582 673 Other non-operating income (1) (4) 0 42 494 799 661 584 806 1,011 Pre-tax income 321 333 346 417 451 263 155 155 155 155 155 211 Income taxes (103) (79) (103) (73) (105) (70) 13,153 15,362 1,305 1,443 1,565 15,674 1,784 15,734 17,584 2,134 2,183 21,357 Net income 218 254 243 344 346 193 Investor presentation - October 2023 24

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