Investor Presentaiton
Global Banking and Markets
Net Income ($MM)
517
469
461
441
421
Q3/16 Q4/16 Q1/17 Q2/17
Q3/17
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•
•
•
Year-over-Year Highlights
Net Income up 5%
Driven mainly by higher contributions from
equities and the Canadian, U.S, and
European lending businesses
Partly offset by lower results in fixed income,
Asian lending and investment banking, as
well as higher regulatory costs
Revenue down 3%
PCL ratio improved by 8 bps,
driven by lower provisions in
energy
-
PCL ratio increased 10 bps Q/Q, largely
related to one account
Expenses up 5%
Higher expenses related to regulatory
initiatives
Positive YTD operating leverage of
3%
Average Loans² ($B)
Net Interest Margin³ (%)
•
81 81
82 80
82
1.78
1.72
1.75 1.76
1.63
10
Higher contributions from equities
and improved credit performance
Q3/16 Q4/16 Q1/17 Q2/17 Q3/17
Q3/16 Q4/16 Q1/17 Q2/17 Q3/17
(1)
(2)
(3)
Attributable to equity holders of the Bank
Average Business & Government Loans & Acceptances
Corporate Banking only
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