Bajaj Finserv - Covid-19 Update and Business Continuity Plan
BALIC - KEY STRATEGIC DIFFERENTIATORS
BBAJAJ Allianz
STRATEGY
Continued focus on sustainable and profitable growth by maintaining balanced product mix and investment
in retail growth engines
• Business construct is to maximize customer benefits while gaining market share in retail space, maintaining
shareholder returns and continued focus on increasing New Business Value (NBV)
DIFFERENTIATORS
Diversified Distribution
• Focus on all retail segments mass and mass affluent customers.
Deep pan India distribution reach with presence over 524
branches
Diverse channels - Agency, Banca, Proprietary sales
.
Leader in Online investments product sale & strong presence in
credit protection segment
Strong proprietary channels
Innovative products and Sustainable product
mix
•
Large pan-India agency force 3rd highest agency premium
amongst private players in FY20.
Robust proprietary sales channel to invest in up-selling and cross-
selling
Balanced product mix; with an aspiration to provide our
customers 'Best in class' product suite
Our key product offering like Life Goal Assure with differentiated
product proposition like ROMC*, GIG** & Goal Suraksha (Non
Par Guaranteed Product), and Smart Protect goal (Retail
protection product) have helped us cater to different segments
and needs of customers
Efficient Operations
*ROMC: Return of Mortality Charge | **Guaranteed Income Goal
•
Lean support structure
•
Providing seamless end to end customer journey through digital
enablement
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