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corporate social responsibility 246 << SBERBANK 170 YEARS. BY YOUR SIDE ANNUAL REPORT 2011 For us progress is a result of our yesterday efforts. Sberbank. 170 years. It's just the beginning! Today is a new day and it will bring new achievements. Every day we implement the ideas of future, because the future becomes our life today. 170 YEARS. IT'S JUST THE BEGINNING WWW.SBERBANK.RU 247 A corporate social responsibility

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