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Investor Presentaiton

GROUP CRR2/CRD5 PRUDENTIAL CAPITAL RATIOS _Phased-in Common Equity Tier 1, Tier 1 and Total Capital In EURbn 31.12.2022 31.12.2021 Shareholder equity Group share 66.5 65.1 Deeply subordinated notes* (10.0) (8.0) Undated subordinated notes* 0.0 0.0 Distribution to be paid & interest on subordinated notes (1) (1.9) (2.3) Goodwill and intangible (5.6) (5.2) Non controlling interests 5.3 4.6 Deductions and regulatory adjustments (5.5) (4.3) Common Equity Tier 1 Capital 48.7 49.8 Additionnal Tier 1 Capital 10.1 8.1 Tier 1 Capital 58.8 57.9 Tier 2 capital 11.0 10.6 Total capital (Tier 1 + Tier2) 69.8 68.5 Risk-Weighted Assets 360.5 363.4 Common Equity Tier 1 Ratio 13.5% 13.7% Tier 1 Ratio 16.3% 15.9% Total Capital Ratio 19.4% 18.8% Ratios based on the CRR2/CDR5 rules as published in June 2019, including Danish compromise for insurance (see Methodology). Ratio fully loaded at 13.3% and IFRS 9 phasing at +17 bp. (1) Based on the 2022 proposed distribution, subject to the usual approvals of the General meeting and the ECB * Excluding issue premia on deeply subordinated notes and on undated subordinated notes SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023
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