Investor Presentaiton
Group Balance Sheet & P&L
Balance Sheet¹ | Group
P&L¹ | Group
€ m
20221
1Q22
4Q21
3Q21
2Q21
€ m
2Q22
1Q22
4Q21
3Q21
2Q21
Cash & Reserves
15,261
14,530
15,827
11,587
11,001
NII
312
288
308
308
300
Interbank placements
2,711
3,715
3,639
3,152
2,906
Net fee & commission income
86
85
85
74
74
70
Securities
14,212
Loans (Gross)
35,974
14,708
35,005
15,251 16,093 16,152
Core Income
I
3981
373
382
382
370
Provisions (Stock)
Goodwill & intangibles
(1,612) (1,653) (1,655)
390
353
374
32,093 32,555 32,835
(2,625) (2,685)
320
I
Trading & other income
181
120
(9)
(36)
(42)
Total Income
579
493
374
346
328
299
RoU assets
1,107
1,197
1,160
1,146
1,157
Operating Expenses
(194)
(192)
(212)
(188)
(190)
Property & equipment
496
492
495
497
491
Core Pre-Provision Income
204 I
181
170
194
180
DTA
4,825
4,877
4,912
4,913
4,912
Pre-Provision Income
385
301
161
158
138
Other assets
5,476
6,246
7,388
7,284
7,682
Loan Impairment
(49)
(56)
(57)
(65)
(75)
Assets held for sale
607
700
4,493
6,685
6,399
Core Operating Profit
155 I
125
121
129
106
Total assets
79,446 | 80,192
83,958
81,610 81,148
Operating Profit
336
245
105
93
64
Taxes
(54)
(37)
(5)
(6)
(2)
Interbank liabilities
13,580
Due to customers
54,292
15,191
53,059
14,731
53,493 51,572
13,929 13,916
51,652
PAT (cont. ops)
282
208
100
87
62
Debt securities
996
1,002
991
973
994
PAT (discont ops & other)
(96)
152
0
104
(44)
I
Other liabilities
3,432 I
3,799
4,315
4,797
4,474
PAT
I
186 I
360
100
192
18
Lease liabilities
1,193
1,278
1,239
1,219
1,230
Liabilities held for sale
25I
25
3,417
3,406
3,371
Non-controlling interest
22
21
22
21
21
Equity
5,906 I 5,815
5,751
5,692
5,490
Total equity and liabilities 79,446 | 80,192
83,958
81,610
81,148
1 Numbers reflect NBG Cyprus reclassification from HFS as of 4Q21
National Bank of Greece 2Q22 results
Appendix
NATIONAL BANK
OF GREECE
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