FY23 Results - Investor Presentation
Capital (Reported)
| Capital build on track
RWA/Total Assets
RM' bil
Total Assets
RWA/Total Assets
Peers
FHC Capital Adequacy Ratios³
CET 1/Tier 1
Total CAR
65.0%
66.7%
67.4%
64.4%
62.6%
15.80%
15.43%
15.18% 15.47%
15.32%
15.65%
14.48%
14.14%
58.4%
58.5%
58.1%
56.8%
54.9%
11.89%
12.44%
11.65%
12.10%
11.33%
12.20%
12.51%
10.42%
197.5
158.8
169.2
170.2
174.9
FY19
FY20
FY21
FY22
FY23
1. FHC RWA/Total Assets
2. Based on an average of our seven peer domestic banks as at 31 December 2022
FHC CET1 (YOY Movement)
FY19
FY20
FY21
FY22
FY23
FY21
FY22
FY23
3. After deducting proposed dividends
without TA
with TA
12.20%
0.14%
11.65%
11.79%
0.55%
Positive growth in FY23
Contraction in FY23
• FY23 interim dividend of 6.0
sen per share
.
Proposed final dividend of 12.3 sen
per share
⚫ FY23 total dividend 18.3 sen per
share (dividend payout ratio of 35%)
1.42%
0.26%
0.41%
0.09%
12.43%
12.51%
12.10%
0.63%
0.17%
0.15%
0.33%
FY2022
TA
(with TA
FY2022
(without
after
FY22
Final
TA after Dividend
FY2022
(without
TA)
Profit for Transfer to
FY2023 Reg
Reserve
RWA4
Amgen FY23
Disposal Interim
Dividend
Others
FY2023 Proposed
(without Final
TA)
FY2023
(without
TA
FY2023
(with TA
Dividend
TA after
Proposed
Proposed
from RE
Paid
Proposed
after
Proposed
Dividend)
Dividend)
Dividend)
Dividend)
4. Credit RWA: -0.70%; Market RWA: 0.12%; Operational & Other RWA: -0.05%
AmBank Group
FY23 Results - Investor Presentation
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