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Investor Presentaiton

TLAC Issuance Results and Strategy TLAC issuances and redemptions *1 (USD bn) Redemption Issuance 15 13.0 10 5.4 11.1 7.9 7.8 ■ USD ■ EUR - AUD Others Maintain issuance level of USD 8-10 bn 5 0 Mar. 18 Mar.19 Mar.20 (5) Mar.21 (2.5) Mar.22 Mar.23 Mar.24 (4.2) Mar.25 Mar.26 (6.6) (6.0) (4.9) (10) (7.7) Historicalissuance calendar *2 $ $ 10y €1.5bn 5y/10y 5y/10y $4.5bn 5y/10y 5y/10y €1.25bn $4.25bn A$ 5.5 AUD750mm $3.5bn $ Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar $ 5y/10y $4.0bn 5y $Formosa 30nc10y A$ 5y AUD1.0bn 5y/10y $ 7y Green 5y/10y €500mm $2.5bn $2.25bn€500mm: $470mm 5y/10y $ Formosa 30nc10y $2.75bn $265mm $ $ 5y/10y 7y 5y/10y $2 Obr 500mp $2.5bn A$ 5y Green €500mm 5y/10y $4.5bn 5y/10y 5y 10 $1.5bn AWD625mm€1.25bn 5y/10y $3.0bn 5y(Re-open) $850mm Formosa 7y 30mc10y €500mm$500mm 5y/7y/10y $5.0bn Apr May FY3/16 FY3/17 FY3/18 FY3/19 FY3/20 FY3/21 $Formosa FY3/22 30nc10y $500mm *1 The sum of SMFG Senior Bonds issuances and redemptions. All redemptions were, or are expected, at maturity other than for callable bonds, which were, or are expected to be, redeemed at their respective 1st call dates, while there is no assurance they will be redeemed at such time. Among all bonds priced by Mar. 22, only includes issuance with original maturity of two years or more and its tap issue as of Mar. 22. Translated into USD at the exchange rate as of the end of each period for FY3/18-FY3/22, and as of Mar. 22 for FY3/23-FY 3/26 *2 Based on pricing date. $ 5y/10y $2.5bn $ Formosa 3y Green/5y/10y/20y 30nc10y $420mm $Formosa $2.5bn 5y/7yGreen/20y 30nc10y $2.0bn $315mm Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 17
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