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Investor Presentaiton

KEY METRICS BUSINESS LENDING REVENUE ($m) 2,275 2,248 2,223 2,204 369 351 343 329 1,906 1,897 1,880 1,875 BUSINESS LENDING NET INTEREST MARGIN (%) 1.92% 1.86% 1.82% 1.78% Mar 19 Sep 19 Mar 20 Sep 20 Mar 19 Sep 19 Mar 20 Sep 20 ■NII ΠΟΟΙ BUSINESS LENDING GLAS ($bn) 215.0 206.5 202.9 205.1 0.1 0.1 0.1 0.1 95.0 97.4 105.8 95.6 SMALL, MEDIUM AND AGRI BUSINESS LENDING MARKET SHARE 25% 25% 107.8 109.0 109.1 109.4 Mar 19 Sep 19 Mar 20 Sep 20 ■Business & Private Banking ■ Corporate & Institutional Banking ■ Other Turnover $0.1m to <$5m1 Turnover $5m to <$50m¹ 31% Agribusiness 2 (1) September 2020 DBM Business Financial Services Monitor, APRA Aligned Lending Market Share. Australian businesses with an aligned product, excluding Finance & Insurance and Government. APRA Aligned Lending market share is based on the total lending dollars held at the financial institution, divided by the total lending dollars held at financial institutions reporting to APRA, with products and Fls aligned as closely as possible to APRA definitions and inclusions. Data is on a 12-month roll, weighted to the Australian business population. Small Business ($0.1m-<$5m) and Medium Business ($5m-<$50m) (2) July 2020 / NAB APRA submission / RBA Banking System 57 National Australia Bank
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