First Quarter 2022 Investor Presentation

73 Financial aspirations for divisions evaluated annually Return on Business Equity Cost/Income Aspiration 1 Actual 2021 Aspiration Actual 2021 Large Corporates & Financial Institutions >13% 14.3% <0.50 0.41 Corporate & Private Customers >16% 14.8% <0.40 0.44 Private Wealth Management & Family Office >25% 23.1% <0.50 0.59 Baltic >20% 22.3% <0.40 0.40 Life >30% 43.7% <0.45 0.36 Investment Management >40% 76.1% <0.40 0.35 SEB Group ~15% 13.9% ~0.45 0.42 1 To be viewed as long-term (5 year perspective) and will be updated based on other Nordic banks' performance. SEB

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