Investor Presentaiton

Interest Income & Interest Expense Interest Income (Rs.Crore) Quarter ended Variance FY Ended Variance Mar-20 Dec-20 Mar-21 YOY% QoQ% Mar-20 Mar-21 Interest on Advances 3453 2916 2902 (16) 13093 11821 (10) Interest on Invest. 1553 1430 1376 (11) (4) 6234 5805 (7) including bal. with RBI & Other Inter Bank Funds Other Interest Income 592 218 1503 153 589 1498 2306 54 Interest Income 5598 4564 5782 3 27 20825 19932 (4) Interest Expense Interest paid on Deposits 2588 2267 2122 (18) (6) 11096 9255 (17) Interest paid on Borrowings 525 377 340 (35) (10) 2258 1605 (29) Interest on RBI / inter bank borrowings 129 111 80 (38) (28) 493 554 12 Total Interest Expenses 3242 2754 2542 (22) (8) 13847 11414 (18) Net Interest Income 2356 1810 3240 38 79 6978 8518 22 ------ NIM % 3.80 2.87 5.14 134 bps 227 bps 2.61 3.38 77 bps IDBI BANK Page 10

View entire presentation