Scotiabank ESG and Financial Performance Update

Q1/20 Q2/20 Q3/20 Q4/20 23.5% Wholesale Funding Utilization WHOLESALE FUNDING / TOTAL ASSETS 22.8% 21.3% 21.2% 22.7% 21.9% 21.6% 20.9% 18.9% 17.7% 16.9% 18.9% 17.6% 17.1% Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 35.5% 36.4% 38.7% 31.2% 31.8% 29.8% 26.1% 35.7% 33.7% 33.8% 31.1% 21.8% 27.4% • HIGHLIGHTS Wholesale funding utilization continues to be well managed Wholesale funding / total assets remains below pre- pandemic levels MONEY MARKET FUNDING/TOTAL WHOLESALE FUNDING 44.7% • HIGHLIGHTS Money Market Funding/Wholesale Funding remains below pre-pandemic levels Prudent utilization of short-term funding Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 56

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