Investor Presentaiton

1 STRENGTHENS OUR POSITION AS THE LEADER IN OUR HOME MARKETS Following the completion of the acquisition, KFH will become the undisputed leading banking institution in Kuwait and Bahrain #1 bank in terms of Total Assets and Deposits (with over 27% of total assets market share¹ in Kuwait) Top Kuwait Banks by Total Assets ($bn)² MENA National Champions (Ranking by Total Assets) 121 4 ي بيت التمويل الكويتي #1 Kuwait Finance House + البنك الأهلى المسجد ahli united bank 47 42 110 72 الوطني NBK بيت التمويل الكويتي Kuwait Finance House #2 14 24 23 22 19 14 بنك بوبيان Boubyan Bank BURGAN BANK بنك الخليج GULF BANK Top Bahrain Banks by Total Assets ($bn)³ #1 #1 42 35 28 التجاري الأهلي авк Al-Tijari 12 10 9 7 بيت التمويل الكويتي Kuwait Finance House Bahrain DI البنك الأهلى المستجدا Bank ABC alBaraka NBB Tabali ahli united bank البنك الأهالي المشعود I ahli united bank بنك السلام بنك الإثمار BBK Ithmaar Bank Al Salam Bank منك البحرين والكويت Country National Champions البنك الأهلي المتحد ahli united bank بيت التمويل الكويتي Kuwait Finance House الوطني NBK البنك الأهلى المستجد Total Assets $121bn4 ми #1 $110bn ahli united bank بيت التمويل الكويتي Kuwait Finance House $47bn #1 بنك أبوظبي الأول FAB First Abu Dhabi Bank $272bn SNB $244bn QNB $300bn بنك مسقط Bank Muscat Source: FY2021 company financials, Central banks. Note: with preliminary illustrative acquisition impact. KWD, SAR, AED, QAR, BHD, OMR converted to USD per FX rate of 3.306, 0.267, 0.272, 0.275, 2.659, 2.601 respectively, as at 31-Dec-2021. ¹ Market share as of FY21, calculated based on domestic market data for KFH+AUB (excluding foreign assets of Kuwaiti banks) divided by the sum of total domestic assets of publicly traded banks in Kuwait (as per CBK). 2 Largest banks publicly listed in Boursa Kuwait. 3 Includes largest banks publicly listed in Bahrain Stock Exchange. 4 With preliminary illustrative acquisition impact 10 $34bn البنك الأهلى المسجد بيت التمويل الكويتي Kuwait Finance House ahli united bank

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