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Investor Presentaiton

Advance efforts to mitigate environmental footprint & manage climate risk In 2021 Enhanced Environmental & Social Policies to mitigate portfolio impact & exposure * Non-financing activities scope expanded to include: ā— New coal (thermal) power plant projects. ā— Coal mining, coal transportation and power plants operating with coal for SMEs E&S Risk Assessment for new commercial loans reduced from USD 50 mn to 10 mn On track to become carbon-neutral in operational emissions by 2025 * 60% of the bank's electricity sourced from renewable resources Commitment to use recycled materials for all credit cards by 2022 * ISO 50001 (Energy Management) & 14000 (Environmental Management) certifications obtained for 42 branches, HQ, Data & Living Center Environmentally friendly cards 52 2022 Outlook Further integration of climate risks & opportunities to minimize portfolio impact & exposure Expand ISO 50001 & 14000 certificates to include to more branches For more, please see our integrated report Increase electricity sourcing from renewable resources M AKBANK
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