2Q2023 Financial Performance Summary

46 Multipurpose Loans Multipurposes % SML % NPL (Rp Tr) 45 44 43 42 43.2 43.0 42.9 42.6 43.6 44.3 44.7 45.3 45.7 bank bjb YOY Key Indicators 2Q22 2Q23 (%) (%) 5 Loans Outstanding 43,646 45,733 +4.8% Net Expansion 678 4 1,011 +49.1% YtD (Rp bn) Avg. Loans Outstanding 112 110 -2.1% (Rp mn) 3 No of Account 389,151 416,639 +7.1% 2 % Portion of Direct Deduction from Payroll 80.0 79.7 -0.3 Asset YOY 2Q22 2Q23 1 Quality (%) Special 1.4 1.1 -0.3 Mention 41 T NPL 0.2 0.3 +0.1 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 32

View entire presentation