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Investor Presentaiton

Back to Table of Contents CCR4:FIRB CCR exposures by portfolio and PD scale (1)(6) (in $ millions) Q2 2023 Revised Basel III Sovereign PD scale a b C d e f g EAD post-CRM Average PD (2) Number of obligors Average LGD (3) (4) Average maturity RWA RWA density (5) 0.00 to <0.15 0.15 to <0.25 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% 0.25 to <0.50 0.50 to <0.75 0.75 to <2.50 2.50 to <10.00 10.00 to <100.00 100.00 (Default) Sub-total 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% 0.00% 0.00% 0.0% Bank 0.00 to <0.15 12,650 0.08% 281 44.90% 1.39 2,069 16.4% 0.15 to <0.25 489 0.18% 32 45.00% 2.96 155 31.8% 0.25 to <0.50 368 0.27% 34 45.00% 0.61 118 32.2% 0.50 to <0.75 0.00% 0.00% - 0.0% 0.75 to <2.50 55 0.90% 12 2.50 to <10.00 0 2.56% 10.00 to <100.00 0.00% 211 45.00% 0.54 37 68.2% 45.00% 1.26 0 104.1% 0.00% 0.0% 100.00 (Default) 0.00% 0.00% 0.0% Sub-total 13,562 0.09% 360 44.91% 1.42 2,379 17.6% Corporate 0.00 to <0.15 9,564 0.09% 414 42.74% 1.04 1,374 14.4% 0.15 to <0.25 2,034 0.18% 183 40.49% 1.69 523 25.7% 0.25 to <0.50 1,081 0.29% 150 38.91% 1.51 373 34.4% 0.50 to <0.75 0.00% 0.00% 0.0% 0.75 to <2.50 485 0.99% 50 38.85% 1.26 305 63.0% 2.50 to <10.00 14. 4.06% % 8 32.22% 1.76 12 84.6% 10.00 to <100.00 0.00% 0.00% 0.0% 100.00 (Default) 0 0.00% 0.00% 0 0.0% Sub-total Total (1) Represents FIRB exposures for Derivatives and SFT. 13,178 26,740 0.16% 805 41.92% 1.19 2,587 19.6% 0.12% 1,165 43.44% 1.30 4,966 18.6% (2) Post-CRM PD weighted by post-CRM EAD. (3) Post-CRM LGD weighted by post-CRM EAD. (4) Effective remaining maturity in years. (5) RWA density is calculated as Risk-weighted Assets (column f) divided by EAD post-CRM (column a). (6) The bank adopted FIRB in Q2, 2023 and no comparitive numbers are available. Scotiabank Supplementary Regulatory Capital Disclosure Page 65 of 88
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