2023 Fourth Quarter Investor Presentation

Leading Brand is a Key Source of Competitive Strength Huntington #1 Trust(1) Trustworthiness #1 #1 Satisfaction (1) HBAN Bank 1 Bank 2 Bank 3 Bank 4 Bank 5 Bank 6 Bank 7 See notes on slide 60 NPS(1) Net Promoter Score Overall Customer Satisfaction HBAN HBAN Bank 1 Bank 2 Bank 3 Bank 1 Bank 5 Bank 5 Bank 2 Bank 3 Bank 4 Bank 6 Bank 7 Bank 4 Bank 6 Bank 7 Industry-leading Mobile and Online Customer Satisfaction HIGHEST CUSTOMER SATISFACTION J.D.POWER AIL BANKING TH CENTRAL NORTH HUNTINGTON #1 Customer Satisfaction (2) GHEST CUSTOMER SATISFACTION J.D.POWER HUNTINGTON #1 in Regional Bank Mobile App Customer Satisfaction 5 Years in a Row(2) 2023 Fourth Quarter Investor Presentation | 8 Huntington

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