Banking Sector Financial Highlights

• • Developing our financial super app to fulfill a variety of customer needs . Credit End-to-end online consumer lending Pre-approved credit limits Fully online credit card Savings End-to-end online deposit activation Activation of "piggy bank" • NEW Investments Opening investment account NEW • Managing investment portfolio . Insurance marketplace Motor Third Party Liability insurance (MTPL) • Travel insurance 9:41 Home ჩართე დაზღვევა MOXY Tbilisi-n Total Available Amount 1,788.05 numan ma ill a შეუკვეთე ბარათი Account 405.00 PLUS PLUS Points 147,650 367.65 C Olsasan PRODUCTS FOR YOU Home Porducts • • Lifestyle Offers from partner merchants Buy now, pay later • Daily banking Transactions Payments • Play store 4.7/5 • Loyalty • A VISA App store 4.8/5 . Subscriptions Remittances PLUS Customer Satisfaction Score 90% in 3Q23 • Chat and chat-bot support (90% in 3Q22) • 品 Offers Hub x The Best in Consumer Digital Lending and Best in Bill Payment & Presentment 2023 by Global Finance (Global winner) . • Automatic payments & transfers Digital debit card and debit card ordering Instant P2P payments to other banks Personal finance management Daily spend view and personal budget management 18

View entire presentation