Investor Presentaiton

TAN fogether we can Profit & Provisions სიის Amt in Crore Q2 Q1 Q2 YoY Variation SI. Parameters HY1 FY22 HY1 FY23 YoY Gr. % FY22 FY23 FY23 Amt. % 1 Net Interest Income 6353 7543 8271 1918 30.2% 13587 15814 16.4% 2 Other Income 3282 2537 2847 -435 -13.2% 7169 5384 -24.9% 3 Operating Income (1+2) 9635 10080 11118 1483 15.4% 20756 21198 2.1% 4 Operating Expenses 5614 4701 5551 -63 -1.1% 10336 10251 -0.8% 5 Operating Profit 4021 5379 5567 1546 38.5% 10421 10946 5.0% 6 Provisions other than Tax 3261 4790 4906 1646 50.5% 8240 9697 17.7% Of which a NPAS 2693 4814 3556 863 32.0% 5941 8370 40.9% Standard Advances incl. b 547 -278 694 147 26.9% 1740 416 -76.1% Standard Restructured C c Provision on NPI -292 149 430 722 -247.3% 238 579 143.3% d Other provisions 313 105 226 -87 -27.8% 322 331 2.8% 7 Profit Before Tax 760 589 661 -99 -13.0% 2180 1250 -42.7% 8 Provision for Income Tax -345 281 250 595 -172.5% 52 530 919.2% 9 Net Profit 1105 308 411 -694 -62.8% 2129 720 -66.2% 3 Financial Performance Page 17

View entire presentation