4Q and FY 2023 Investor Presentation
Decision Solutions: Banking
$521 M
Revenue
②Value proposition
We provide powerful, scalable tools to help enable banks to make decisions about Lending, Risk & Capital Management, and
Finance & Reporting activities.
Sustainable competitive advantage
D9%
ARR1 Growth
Expertise
» Award-winning Cashflow analytics & Risk Rating models
» Proprietary data on loans, borrowers, defaults and collateral performance
Technology & » Stable, scalable, and secure technology platform that can grow with client needs
Innovation
» Machine learning & Al enabled tools for data extraction, normalization and validation to accelerate asset
valuation
» Exploring the use of Gen Al to further streamline creation of credit memos
2,900+
Integration
» Solutions bring together Moody's data on companies, properties, climate and economic scenarios
Customers²
» Empowers customers with consistent information across their organization to help drive efficiencies and
expedite decision making
Key growth drivers
Supporting banks in their digitization journey by combining software with data and analytics increases stickiness of Moody's
solutions. Opportunities to cross-sell and up-sell as we develop solutions for new workflows, add new asset classes and expand
geographic reach.
Note: Gen Al = Generative Artificial Intelligence. Financial data as of year ended December 31, 2023.
ARR growth as of December 31, 2023. Refer to the Appendix for the definition of and further information on ARR.
Counts customers purchasing Banking products. Each business line is counted separately. Customers with multiple subsidiaries are counted once.
1.
2.
Moody's
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Decode Risk. Unlock Opportunity.
4Q and FY 2023 Investor Presentation 18View entire presentation