Bajaj Finance Limited Pitch Deck

Financial statement summary - Bajaj Finance Ltd. BAJAJ FINANCE LIMITED Values in MM USD 1 - INR 75 Financials snapshot Q4 FY22 Q4 FY21 Y-o-Y FY22 FY21 Y-o-Y Assets under management 19,566 15,389 27% 19,566 15,389 27% Assets under finance 19,237 15,079 28% 19,237 15,079 28% 1 Interest income 851 705 21% 3,164 2,723 16% I I Fee and other income 154 91 70% I 518 347 49% | Net gain on fair value changes on investment 11 5 101% 35 70 (51%) Total Income 1,016 801 27% 3,716 3,139 18% Interest expenses 260 230 13% 1,010 993 2% I Net Interest Income 756 572 32% 2,706 2,147 26% Operating Expenses 260 202 29% 945 669 41% Loan losses and provisions 89 160 (45%) 616 763 (19%) Profit before tax 408 210 95% 1,145 715 60% Profit after tax 302 155 95% 847 527 61% Ratios Operating expenses to Net Interest Income 34.4% 35.3% I 34.9% 31.2% I | I Loan loss to average AUF* 0.48% 1.09% 3.59% 5.05% I Earning per share - Basic ($) * 0.50 0.26 1.41 0.88 I I Return on Average Assets* 1.6% 1.1% 4.9% 3.5% I I Return on Average Equity * 5.5% 3.3% I 16.3% 11.7% I * Not annualized 33

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