HDFC Corporate Update
Financials: Standalone
GHDFC
STATEMENT OF PROFIT AND LOSS - H1FY22
Interest
Apr-Sep-21 Apr-Sep-20
(Rs in billion) (Rs in billion)
213.51
Growth
(%)
222.55
-4%
Interest Expenses
Net Interest Income
Add: Net gain on derecognition of assigned loans
Add: Fees Net of Commission (EIR)
130.95
152.16
-14%
82.56
70.39
17%
3.95
3.43
(0.21)
(1.01)
Add: Other Operating Income
Net Operating Income
Less: Non Interest Expenses
1.49
1.27
87.79
74.08
19%
7.17
6.30
14%
Less: Amortisation of ESOS and CSR Expenses
3.63
1.32
Add: Other Income
0.16
0.06
Profit Before Sale of Investments, Dividend, Fair Value
77.15
66.52
16%
Changes and ECL
Add: Net gain/(loss) on Fair Value Changes
Add: Dividend
Add: Profit on Sale of Investments
Less: Expected Credit Loss (ECL)
Profit Before Tax
Provision for Tax
Profit After Tax
Effective tax rate (%)
5.48
2.60
11.88
6.21
2.63
12.41
11.38
16.35
85.76
71.39
20%
17.95
12.17
67.81
59.22
15%
20.9%
17.0%
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