Santander Financial Performance Update
SANTANDER BANK
SBNA is a regional Northeast retail and commercial bank with a stable deposit base
560 branches
SBNA Highlights
ATM
2,200 ATMs
000
Includes 1,000 in CVS PharmacyⓇ locations.
~9,200 employees ~2 million customers
Continue leveraging the capabilities of the auto finance
business and interconnectivity of Corporate and
Investment Banking ("CIB") and Wealth Management
businesses
Goodwill, 2%
Other Loans, 1%
Home Equity, 4%
Other Assets, 6%
Residential,
7%
CRE, 8%
$89B
Assets
Multi-family,
9%
Auto Loans, 11%
Cash, 12%
5
Commercial and Industrial ("C&I")
C&I* and Other
Commercial,
21%
Execute digital and branch transformation initiatives to
improve customer experience and the profitability of the
consumer banking business
Adapt business strategy to mitigate revenue impact from
lower rates
Investments,
19%
Manage costs to improve efficiency and complete legacy
regulatory remediation programs
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