Business Trends and Strategic Changes
SCNL - Doing it Right
⑥SATT
ATIN
AUM
Rs. 7,929 crore
Growth of 24% YoY, more than the guided range
New
Portfolio
Constitutes 94% of on-book MFI AUM
PAR 1 of 0.7% and PAR 90 of 0.3%
☑
.
• Advent of growth from H2FY23
• Portfolio originated from Jul'21
onwards
showing
performance
excellent
GNPA
3.28%
II.
Reduced from 8.01% as on Mar'22
CRAR
26.6%
$
Earnings
Hv
Healthy CRAR to support growth opportunities
PAT Rs. 264 crore | ROA 3.5% | ROE 15.0%
Highest ever profitability
Improved asset quality through
robust
underwriting
strengthened collection process
and
Optimizing existing infrastructure to
achieve operational efficiencies
Experienced and stable team;
leading to strong performance
Data as on Mar'23/for FY23 unless specifically mentioned
Numbers on Standalone basis
New portfolio: Portfolio originated from Jul'21 onwards
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