CalBank Banking Sector Overview & Competitor Benchmarking

LOANS | Diversified Loan Portfolio Loan Book Distribution by Sector (FY2021) Loan Book Distribution by Sector (FY2022) 7.1% 10.3% Commerce & Finance ■Construction 5.8% 10.0% ■Manufacturing 15.8% 16.8% ■Mining & Quarrying 17.7% Electricity, Gas & Water FY 2021 Agriculture, Forestry & Fishing FY 2022 9.9% 10.8% ■ Services 5.5% 1.6% ■ Government 5.7% 22.2% 4.3% ■Transport, Storage & Comm. ■ Others 1.9% 25.5% Source: Company filings ■Commerce & Finance ■Construction ■Manufacturing Mining & Quarrying 16.9% ■Electricity, Gas & Water Agric., Forestry & Fishing ■ Services 6.9% ■ Government ■Trans., Storage & Comm. ■ Others 2.4% 2.9% 35 CalBank

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