Investor Presentaiton

CAPITAL ALLOCATION PHILOSOPHY GEORGIA CAPITAL GCAP SHARE PRICE IS AT CORE OF OUR DECISION MAKING VIS-À-VIS INVESTMENTS WE ARE TARGETING TO INVEST IN OPPORTUNITIES WHICH PRODUCE GREATER RETURN THAN BUYING GCAP SHARES opportunity 360° ANALYSIS Sale opportunity Investment opportunity • We perform 360-degree analysis each time we make a capital allocation decision and compare: Investment opportunity vs. buyback opportunity • Sale opportunity vs. buyback opportunity 16

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