OneMain Financial Performance Overview

U.S. Consumer Loan ABS OneMain 38% ✓ Issuer of 26 ABS transactions ✓ Top tranche rating of AAA ✓ Issued $1.7B 7 year revolving in 2019 Consumer Loan ABS new issue supply (2013-2019)1 14 12 10 42 36 30 Issuance ($bn) 00 64 24 18 # of Deals 12 6 0 2013 2014 2015 2016 2017 2018 2019 ✓ Planned programmatic issuance of 2, 3, 5, 7 2 year revolving transactions Issuance 2014 | $5.2B 2015 | $5.7B OneMain 48% 2016 | $8.6B OneMain 44% 2017 | $12.5B OneMain 13% 0 0 0 0 Springleaf 62% Springleaf 26% 2018 | $12.0B OneMain 8% Major differences in business model, underwriting, servicing etc. across issuers OneMain Financial 1. Source: RBC Capital Markets. # of Deals 2019 | $14.0B OneMain 17% 36

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